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louisstamos said:Anyone deal with a debt collection agency before? The Mrs. just received a notice from EOS Canada about a "final notice" about paying off a debt (we assume it's part of her OSAP student loan). There are a couple issues though:
1) this is actually the first letter she's received, probably because they were being mailed to the wrong address. She only got this letter when she went to visit her old roommates last week.
2) she is willing to pay off the debt in full (in between savings and taking out a bank loan), however, we've heard horror stories of EOS/Nordon continue to harass for money even after debt is paid, and also continued negative impacts on credit ratings.
Is the a proper way to pay off the debt so that it's closed forever? Should the money be sent via a lawyer so it's "certified?" Should the money be paid to OSAP directly, or through the collection agency?
Joe S. said:somebody smashed my front bumper in a parking lot yesterday... the whole this is hanging off... just hit and run. WTF is wrong with people. You have insurance, leave a freaking note. Now I have to claim it as if it was my fault.
Everyday I'm getting more and more fed up with having a car in this city. Something has to be done with driver education, it gets worse each passing year.
Just bought the car in October too.. awesome.
Bullfrog said:In my town, the biggest problem is running red lights. After a light turns red, usually two more cars will drive through the red before or as the opposite light turns green. It's especially bad for advanced left-hand turns. On-going traffic has to wait for at least three or even four more cars to just draft the turning cars ahead of them.
It's dangerous to stop on an amber light here because everyone expects you to blow through the amber and first couple of seconds of the red.
L K said:I understand the left turns for 1 or 2 cars that are in the intersection already
AvroArrow said:L K said:I understand the left turns for 1 or 2 cars that are in the intersection already
NO. There is only 1 car allowed in the intersection to turn left. There's no reason for 2-3 cars to be in there, and for the 4th car to follow through the red.
I swear, I could write a book about all the bull**** that happens on the road... I've debated getting a dashcam to post videos on the web and publicly shame people...
AvroArrow said:L K said:I understand the left turns for 1 or 2 cars that are in the intersection already
NO. There is only 1 car allowed in the intersection to turn left. There's no reason for 2-3 cars to be in there, and for the 4th car to follow through the red.
I swear, I could write a book about all the bull**** that happens on the road... I've debated getting a dashcam to post videos on the web and publicly shame people...
Bullfrog said:In my town, the biggest problem is running red lights. After a light turns red, usually two more cars will drive through the red before or as the opposite light turns green. It's especially bad for advanced left-hand turns. On-going traffic has to wait for at least three or even four more cars to just draft the turning cars ahead of them.
It's dangerous to stop on an amber light here because everyone expects you to blow through the amber and first couple of seconds of the red.
Joe S. said:AvroArrow said:L K said:I understand the left turns for 1 or 2 cars that are in the intersection already
NO. There is only 1 car allowed in the intersection to turn left. There's no reason for 2-3 cars to be in there, and for the 4th car to follow through the red.
I swear, I could write a book about all the bull**** that happens on the road... I've debated getting a dashcam to post videos on the web and publicly shame people...
There's actually a thread dedicated to that on RFD.
http://forums.redflagdeals.com/merged-post-videos-daily-events-your-dash-cam-here-your-dash-cam-only-1106658/
sometimes when you're going fast in snow weather its better to RUN a red then to stop ... you have to adopt to the weather conditions ... whats the point on pulling breaks and sliding across the street even worse then just running a red
AvroArrow said:If I ever lose my job, I'm going to become a traffic cop. I'll be the most anal traffic cop ever. People will know me, and people will hate me.
TML fan said:I absolutely agree on being re-tested. If I'm not mistaken, drivers licenses (in Ontario anyway) expire every 5 years. There should be a road test before you can renew your license.